https://www.encompassfinancialplanning.com/blog daily 0.75 2025-08-23 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498697171629-4B2J5ER29M5CJNFP2F68/iStock-545085604-purchased.jpg Blog https://www.encompassfinancialplanning.com/blog/2025/8/23/whats-the-point-of-money-if-we-dont-get-to-enjoy-it monthly 0.5 2025-08-23 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/2c12b0b5-b483-4634-8674-97e3c18d5ade/Rich+%26+Katherine+-+Canada+trip+%2810%29+7.2025.jpg Blog - What’s the point of money if we don’t get to enjoy it? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.encompassfinancialplanning.com/blog/2025/12/the-power-of-a-smile-1 monthly 0.5 2025-05-13 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/04b5a194-d933-48b4-adbb-b54b8064a19b/Smile+handshake.jpg Blog - The Power of a Smile - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.encompassfinancialplanning.com/blog/2024/10/24/keeping-your-eye-on-the-big-picture monthly 0.5 2024-10-24 https://www.encompassfinancialplanning.com/blog/2022/2/15/should-i-stay-or-should-i-go-now monthly 0.5 2022-02-15 https://www.encompassfinancialplanning.com/blog/2021/8/10/im-tired-of-people-calling-me-cheap monthly 0.5 2021-10-13 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634151891919-7MEIFBPOIO9B9L40Z19V/frugal+small.jpg Blog - I'm tired of people calling me cheap - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.encompassfinancialplanning.com/blog/2021/5/3/tradepmr-success monthly 0.5 2021-05-03 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1620062631028-3J9SO7EXEB84ST430DV9/TradePMR_Logo+white.png.jpg Blog - TradePMR Success https://www.encompassfinancialplanning.com/blog/2021/2/20/think-investing-is-a-game-stop monthly 0.5 2021-03-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1614289120902-1LA5201FD82QZDSOEM8P/Game+Stop.jpg Blog - Think Investing Is a Game? Stop https://www.encompassfinancialplanning.com/blog/2020/10/15/do-i-have-what-it-takes monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634228488169-BZ2RKIMWFSWFUVHB4GF8/ring+of+keys+small.jpg Blog - Do I Have What it Takes? https://www.encompassfinancialplanning.com/blog/2020/5/6/market-volatility-what-is-normal-anyway monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227711757-UQAEXWRMRSEMO43G6NFZ/market+2+small.jpg Blog - Market Volatility – what is normal anyway? https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227685783-JZDVT09LDZ8V8F8DKR61/market+1+small.png Blog - Market Volatility – what is normal anyway? https://www.encompassfinancialplanning.com/blog/2020/3/1/-is-the-market-an-escalator-or-an-elevator monthly 0.5 2020-03-03 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1583193662415-0BHFZQ062SNPU4HE4SWC/Escalator.jpg Blog - Is the Market an Escalator or an Elevator? https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1583194001442-JNTRDSV0IRUT29EIRDOS/Vanguard+Returns.jpg Blog - Is the Market an Escalator or an Elevator? https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1583193912129-PQGDHPCYXABEG4B1QU8U/Vanguard+Stats.jpg Blog - Is the Market an Escalator or an Elevator? https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1583194168895-77HE5BKABLWQ1E316B0P/Elevator+Buttons.jpg Blog - Is the Market an Escalator or an Elevator? https://www.encompassfinancialplanning.com/blog/2020/1/10/how-should-we-define-customer-service monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227364772-PDNV8BKBZKRIRRVEWP22/suitcases+small.jpg Blog - How should we define Customer Service - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.encompassfinancialplanning.com/blog/2022/2/15/whats-the-point-of-money-if-we-dont-get-to-enjoy-it monthly 0.5 2022-02-15 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/766d8b5f-e392-4a89-a0c7-af3df4bbec7a/Jake+dinner+date+w-dad+1+7.2019.jpeg Blog - What’s the point of money if we don’t get to enjoy it? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.encompassfinancialplanning.com/blog/2019/7/15/how-does-a-kitchen-remodel-correlate-to-financial-planning monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227117277-0M4U1V3XL8PZ7FPX39UW/kitchen+1+small.jpeg Blog - How Does a Kitchen Remodel Correlate to Financial Planning https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227210809-EWUHYB0FT7VOR2I8U6MV/kitchen+5+small.jpeg Blog - How Does a Kitchen Remodel Correlate to Financial Planning https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227139059-EBQ9V78RCSAIVGIGE2YS/kitchen+2+small.jpeg Blog - How Does a Kitchen Remodel Correlate to Financial Planning https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227164702-GIU6NNSUGYGC11NR9V4U/kitchen+3+small.jpg Blog - How Does a Kitchen Remodel Correlate to Financial Planning https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634227194515-170VKG4W4257F1VXN5TU/kitchen+4+small.jpeg Blog - How Does a Kitchen Remodel Correlate to Financial Planning https://www.encompassfinancialplanning.com/blog/2021/1/7/what-does-a-jaguar-have-to-do-with-financial-planning monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634226803331-0455CB30ZYD0ZIO1418Z/Tanner+small.jpg Blog - What does a Jaguar have to do with Financial Planning? https://www.encompassfinancialplanning.com/blog/2018/10/5/pursuing-a-better-investing-experience-10 monthly 0.5 2018-10-06 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538783969843-R2KZR2ECF7U6H05HD27A/DFA+Investor+experience+10.png Blog - Pursuing a Better Investing Experience #10 https://www.encompassfinancialplanning.com/blog/2018/10/5/pursuing-a-better-investing-experience-9 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538783791474-RAJCREAOVWELKG81LXJX/DFA+Investor+experience+9.png Blog - Pursuing a Better Investing Experience #9 https://www.encompassfinancialplanning.com/blog/2018/10/5/pursuing-a-better-investing-experience-8 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538783632533-1Y8F0KTYK8R0LGG5AACV/DFA+Investor+experience+8.png Blog - Pursuing a Better Investing Experience #8 https://www.encompassfinancialplanning.com/blog/2018/10/5/pursuing-a-better-investing-experience-7 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538783446714-BEI2TK57O0CQLGZEBV0G/DFA+Investor+experience+7.png Blog - Pursuing a Better Investing Experience #7 https://www.encompassfinancialplanning.com/blog/2018/10/5/pursuing-a-better-investor-experience-6 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538783094001-I473R14EO6CXG6IL0BK2/DFA+Investor+experience+6.png Blog - Pursuing a Better Investing Experience #6 https://www.encompassfinancialplanning.com/blog/2018/10/4/pursuing-a-better-investor-experience-5 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538700180030-A7FYKZPEOE7EPRKEZL1I/DFA+Investor+experience+5.png Blog - Pursuing a Better Investing Experience #5 https://www.encompassfinancialplanning.com/blog/2018/10/4/pursuing-a-better-investor-experience-4 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538700015339-QQMX1AV4IQM4BKTX1AAQ/DFA+Investor+experience+4.png Blog - Pursuing a Better Investing Experience #4 https://www.encompassfinancialplanning.com/blog/2018/10/4/pursuing-a-better-investor-experience-3 monthly 0.5 2018-10-05 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538699740491-ID3P2WQQI3VU2A8WNF1Y/DFA+Investor+experience+3.png Blog - Pursuing a Better Investing Experience #3 https://www.encompassfinancialplanning.com/blog/2018/10/4/pursuing-a-better-investor-experience-2 monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634226658850-4ERI09OPZI5V0S5UUO9E/feb+2+small.png Blog - Pursuing a Better Investing Experience #2 https://www.encompassfinancialplanning.com/blog/2018/10/4/pursuing-a-better-investor-experience-1 monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634226503625-6DHT03UVPVKXN2RTYTHQ/jan+5+small.png Blog - Pursuing a Better Investing Experience #1 https://www.encompassfinancialplanning.com/blog/2017/6/1/great-introduction monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634226369417-PDPDSI3BY4QZDZ6U2PCG/june+1+small.jpg Blog - Great Introduction https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1538441077683-WTFNEHO64ELANC07CQIF/TradePMR_Logo_Light_BG_Transparent-300x165.png Blog - Great Introduction https://www.encompassfinancialplanning.com/blog/2017/2/21/obamacare-vs-the-unaffordable-care-act monthly 0.5 2018-10-02 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1487715076110-J3W0B3E6X2BECSDJGKYO/image-asset.jpeg Blog - Obamacare vs. The "Un"Affordable Care Act https://www.encompassfinancialplanning.com/blog/2017/2/21/social-security-income monthly 0.5 2021-10-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634226149871-Z1L8GI6WBHDJJBZVNTEO/SS+income+small.jpeg Blog - Social Security Income https://www.encompassfinancialplanning.com/blog/category/College monthly 0.5 https://www.encompassfinancialplanning.com/blog/category/Prosperity monthly 0.5 https://www.encompassfinancialplanning.com/blog/category/Family monthly 0.5 https://www.encompassfinancialplanning.com/blog/category/Retirement monthly 0.5 https://www.encompassfinancialplanning.com/blog/tag/Health+Care monthly 0.5 https://www.encompassfinancialplanning.com/blog/tag/Social+Security monthly 0.5 https://www.encompassfinancialplanning.com/efp daily 0.75 2017-06-12 https://static1.squarespace.com/static/5898fda5893fc0aea4b12bca/t/593ef4b81b10e3d51ac8e92c/1497298075893/ EFP https://www.encompassfinancialplanning.com/cover daily 0.75 2017-04-06 https://www.encompassfinancialplanning.com/team daily 0.75 2022-03-16 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1559163458151-OUS7USZS5WHDQGFKUA0M/Rich%2Bprofessional%2Bb%2B2019.jpg Meet The Team - Rich Dougall CFP®, CERTIFIED FINANCIAL PLANNER https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1558650768380-M9JWJK2ZHN4QP7Q6JX3Y/Katherine+professional+2019.jpg Meet The Team - Katherine Dougall Senior Administrator https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498693173242-HK8NDAFIC9LNVGQS9QS0/pexels-photo-275538.jpeg Meet The Team https://www.encompassfinancialplanning.com/contact daily 0.75 2017-08-07 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1497670206008-BRTPTG7COL9EUTLKZOSQ/image-asset.png Contact https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1497147770417-EDO6GVRR2HVI07OQ5OE5/pexels-photo-297642.jpg Contact https://www.encompassfinancialplanning.com/home daily 1.0 2017-07-11 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499795797212-FCI85RGKUKO4HYWDFAVQ/image-asset.png Home https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499796016067-VCS6KOVDLJGRL3UPY4DY/rawpixel-com-284723.jpg Home - COLLEGE College Planning is the process of determining academic goals of the student and the financial resources available, to assist in the selection of attending college in the most affordable manner. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499796097351-W9O4MY3O84BZ2912E3V5/iStock-495226430-purchased.jpg Home - TAX Tax Planning is the process of analyzing a plan or financial situation from a tax perspective. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499796064080-TOEPJY042ELSKZ498SAG/pexels-photo-346301.jpeg Home - INSURANCE Insurance Planning is the process of evaluating risk in an individual’s life, and how to use insurance to mitigate those risks. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499799012262-EH79BJBE4CTL687HSJYI/calculator-calculation-insurance-finance-53621.jpeg Home - INVESTMENT Investment Planning is the process of evaluating individual goals and risk tolerances to determine the appropriate diversification and weighting of asset classes for a portfolio. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499800387043-RXGXN6B8QX6A6SH35ZY5/nathalia-bariani-100947.jpg Home - RETIREMENT Retirement Planning is the process of evaluating and analyzing an individual’s retirements accounts to determine if they will support their income goals in retirement. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1499796042131-CSCBE7KU5LWMV1B6XWB4/pexels-photo-104996.jpeg Home - ESTATE Estate Planning is the efficient distribution of a individuals property to his or her heirs in the proper amount and proper time. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634920500790-X8N2IRBM3SYS5FWQRN94/People+10.jpg Home https://www.encompassfinancialplanning.com/purpose daily 0.75 2017-06-12 https://www.encompassfinancialplanning.com/financialplanning daily 0.75 2019-12-20 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498711037880-8806RXP2PY0JZPFJQWIX/iStock-495226430-purchased.jpg Financial Planning - TAX Tax Planning is the process of analyzing a plan or financial situation from a tax perspective. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498685810361-L1TZ9BEUKR4NMKEJUJRC/pexels-photo-346301.jpeg Financial Planning - INSURANCE Insurance Planning is the process of evaluating risk in an individual’s life, and how to use insurance to mitigate those risks. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498685349844-U4EZ5UH9H4KJ754VEJNA/calculator-calculation-insurance-finance-53621.jpeg Financial Planning - INVESTMENT Investment Planning is the process of evaluating individual goals and risk tolerances to determine the appropriate diversification and weighting of asset classes for a portfolio. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498695858482-7KF9RQAICM1ORCQXMPC6/nathalia-bariani-100947.jpg Financial Planning - RETIREMENT Retirement Planning is the process of evaluating and analyzing an individual’s retirements accounts to determine if they will support their income goals in retirement. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498686237933-BJZ02C09PVFEA6EIFHY1/pexels-photo-104996.jpeg Financial Planning - ESTATE Estate Planning is the efficient distribution of a individuals property to his or her heirs in the proper amount and proper time. https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1497149481776-4GTWTO63J4AYDIWBBH92/honeycomb_wht.png Financial Planning https://www.encompassfinancialplanning.com/encompass-financial-planning daily 0.75 2022-03-24 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498696475010-YZ1UCLYZTOXCL8LCPGQ6/benjamin-child-17946.jpg Encompass Financial Planning https://www.encompassfinancialplanning.com/affiliations daily 0.75 2025-08-14 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1497979574003-A66H8YSO2DH0TN0T3JYU/image-asset.jpeg Affiliations https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1497979523378-TZR9JFUV7V9RSJEKU52V/image-asset.png Affiliations https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1634921250587-VSUQG1SMZ1LMUG2E58H6/Meeting+2.jpg Affiliations https://www.encompassfinancialplanning.com/comprehensive-financial-planning daily 0.75 2020-02-03 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1635178319718-ERESEYJFT457Z0DQIIWK/Winding+Road+3.jpg Comprehensive Financial Planning https://www.encompassfinancialplanning.com/investment-planning daily 0.75 2020-02-03 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498693615546-X7W0CPFO9U8WANTH3IGX/accountant-accounting-adviser-advisor-159804.jpeg Investment Planning https://www.encompassfinancialplanning.com/risk-planning daily 0.75 2020-02-03 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498693790543-GOTUO8HG59TNL96R4GPD/pexels-photo-261664.jpeg Risk Planning https://www.encompassfinancialplanning.com/small-business-retirement-planning daily 0.75 2020-02-03 https://images.squarespace-cdn.com/content/v1/5898fda5893fc0aea4b12bca/1498693843080-T17IBRRUQDTV4UZJSRKP/apple-desk-office-technology.jpg Small Business Retirement Planning https://www.encompassfinancialplanning.com/clientlogin daily 0.75 2025-10-02 https://www.encompassfinancialplanning.com/financial-life-checkup daily 0.75 2020-03-14 https://www.encompassfinancialplanning.com/readme-pacific daily 0.75 2025-05-09 https://images.squarespace-cdn.com/content/v1/52e968b5e4b04d2aa2a3bba3/1402598338400-QOGDYV5D9CVV4PMKIQ9G/9226176954_72f0596f27_k.jpg Readme